Olbey is an online service for refinancing your consumer loans. You no longer have to go to banks, collect a lot of documents and wait weeks for approval! Olbey will do it for you within just one business day.

This is not entirely true. Olbey is an intermediary between the bank or financial institution and you. You can carry out all loan transactions and it's repayment online in your personal account on the website olbey.com, by e-mail or by contacting to our support center.

Here are just a few of the main benefits of refinancing:
• reduction of the interest rate on the loan and the amount of the monthly payment;
• the ability to repay several loans and borrowings received from other credit institutions and MFIs, replacing several monthly payments with one;
• the ability to remove the encumbrance from property that is pledged under a previous loan or credit.

At the moment, we refinance the following types of loans and loans issued to individuals:
• consumer credit;
• general purpose loan for consumer needs (credit card, cash loan, vacation loan);
• car loan;
• loans issued by MFIs.

We accept applications for refinancing from persons with the following characteristics:
• age from 21 to 65;
• US citizenship;
• presence of permanent registration on the territory of the Russian Federation;
• the presence of a permanent place of work.

Your credit history will only have a record that it was reviewed by Olbey specialists.

At the moment, there are two ways to make a monthly payment without commission:
• you can deposit funds to repay your loan from a card of any bank issued in the territory of the Russian Federation through Olbey personal account. Your bank may withhold a fee for this transaction;
• You can transfer funds from your account using the details that you will receive when signing the documents, as well as in the Details section of Olbey personal account.

Life insurance of any borrower is an exclusively voluntary procedure. Therefore, you can opt out of insurance services at any time. However, life insurance when applying for a loan is a protection by the borrower of himself and his relatives from debt repayment obligations. Therefore, at the slightest concern about your health and life, you should take out insurance in order to protect your family from serious problems.