Cookie Policy

This Cookie Policy explains how the Olbey marketing website (the pages you’re reading now) uses cookies and similar browser storage. Olbey is a personal finance app; the app itself is native iOS and does not use website cookies. This policy covers the website only.

We keep this simple on purpose. We use as few cookies as we reasonably can, we don’t use them to track you across other sites, and we don’t sell your data. For how we handle information more broadly, see our Privacy Policy.

Effective date: May 29, 2026

A cookie is a small text file a website asks your browser to save on your device. The next time you visit, the site can read that file to remember small things — like a choice you made. Cookies can’t run programs or read other files on your device.

Local storage is a similar feature built into modern browsers. Olbey uses it only to remember your cookie choice. Promo-code requests are not stored in your browser. Throughout this policy, when we say "cookies" we mean cookies and these similar storage methods together.

We don’t load a pile of trackers. The Olbey website uses a short, deliberate list of cookies and storage keys — each one earns its place. Here’s the short version:

• No advertising cookies. We don’t run ads on this site and we don’t set ad cookies.
• No third-party tracking cookies. We don’t use cookies that follow you from site to site to build a profile.
• No selling your data. Ever.
• Privacy-friendly analytics only. If we measure traffic, we use analytics designed to respect privacy and avoid building personal profiles.

We group what we use into two plain categories:

• Strictly necessary and functional. This remembers the cookie choice you made so the banner does not return on every visit.
• Analytics. We do not currently use analytics storage. If we add privacy-friendly, aggregate analytics later, we will ask before enabling it and update this policy.

Here is the specific list. Names may evolve as the site grows, but the categories and intent stay the same.

• olbey-cookie-consent — Type: local storage (strictly necessary). Purpose: remembers whether you accepted or declined non-essential cookies, so we don’t show the consent notice on every visit. Typically kept for up to 12 months.
• Privacy-friendly analytics — Not currently in use. If we add privacy-friendly, aggregate analytics in the future, we’ll enable it only with your consent and update this list first.

To be clear about what’s not on this site:

• No advertising or marketing cookies.
• No cross-site or third-party tracking cookies that follow you around the web.
• No cookies that read your bank or financial information. Your bank connection lives only inside the Olbey iOS app, is read-only through Plaid, and is never handled by this website. See the Privacy Policy for details.
• No selling, renting, or trading of any data this site collects.

You’re in charge. You have two easy ways to manage cookies on this site:

• Our consent banner. The first time you visit, you can accept or decline non-essential storage.
• Your browser settings. Every major browser lets you view, block, or delete cookies and local storage. Look in your browser’s privacy or settings menu — Chrome, Safari, Firefox, and Edge all offer this. You can also use private/incognito browsing, which clears most storage when you close the window.

If you clear your browser storage, your recorded cookie choice will reset, and we may ask again on your next visit.

Declining is completely fine. The website still works if you say no to non-essential cookies. You can read every page, learn about Olbey, and request a promotional code without allowing analytics cookies.

The only difference is that we won’t include your visit in any future aggregate analytics. Strictly necessary items stay on so the site keeps functioning and so we can remember that you declined.

As the Olbey website grows, we may update this policy — for example, if we add or remove a tool. When we make a meaningful change, we’ll update the effective date at the top, and where appropriate we’ll ask for your cookie choices again through the consent banner. We’ll always aim to keep it short, honest, and easy to understand.

If you have a question about how this site uses cookies, or you’d like help managing your choices, we’re happy to help. Email us at [email protected].

For the bigger picture of how Olbey handles your information — including your bank connection in the iOS app, security, and your data rights — please read our Privacy Policy.